Our Excess & Surplus property underwriters can handle risk across the spectrum of commercial occupancies, from small-to-middle market to Fortune 500.

We have the expertise to put together the property coverages and layers necessary to help protect all types of difficult-to-place occupancies.

The Highlights

• Shared & Layered Property coverages available for a broad range of risks:
• Condominiums, apartment buildings, housing authorities, hotels, restaurants, casinos, resorts, office buildings, warehouses, vacant properties and manufacturing facilities
• Municipalities, schools, and other public entities
• REITs
• CAT-driven property exposures, including hurricane, flood, and earthquake
• Difference in conditions coverage for earthquake, flood, or wind
• Real Estate CGL & Excess Liability also available for apartments, commercial buildings, warehouses and hotels
• Written via appointed wholesale brokers

Submission Requirements for Shared & Layered Property

• Risk specifications, including desired layering, target pricing and expiring carrier/program information (if available)
• RMS formatted data in Excel spreadsheet format including all COPE information, process hazards, and specific underwriting data
• Minimum three/preferably five-year loss history including hard copy loss runs

Offered through Excess & Surplus Lines only, Applied Risk Services Inc, Licenses available on request or in California through AU Insurance Services, Inc: California License Number 0D78336.